Douglas Elliman · South Florida
Buyer & Seller
Guide
Whether you're buying your dream home or selling for top dollar in South Florida, I guide you through every step with expert strategy and bilingual service.
Step by Step
The Buying
Process
From your first search to the moment you receive the keys — I'm with you at every stage, making the process clear, confident, and stress-free.
Free Consultation
We start with a no-obligation call or Zoom to understand your goals, timeline, budget, and preferred neighborhoods — in English or Spanish.
Get Pre-Approved
Pre-approval is your most powerful tool as a buyer. You'll need: government-issued ID, last 2 years of tax returns & W-2s, 2 months of bank statements, proof of employment or self-employment income, and a credit score of 620+ (conventional) or 580+ (FHA). Foreign nationals have dedicated programs — no US credit history required.
Property Search
I curate a personalized list of homes matching your criteria — including off-market and pre-construction opportunities not available to the public.
Offer & Negotiation
I craft a competitive offer strategy and negotiate on your behalf to secure the best price and terms — protecting your interests at every turn.
Inspections & Due Diligence
I coordinate inspections, review reports, and negotiate repairs or credits so there are no surprises before you close.
Closing Day
I walk you through every document at closing and hand you the keys to your new South Florida home. My support continues long after closing.
Buyer Readiness
What You Need
to Get Approved
Being prepared before you start your search puts you in the strongest position. Here's exactly what lenders will ask for — so there are no surprises.
Government-issued photo ID
Passport or driver's license
Last 2 years of tax returns & W-2s
Or 1099s if self-employed
2 months of bank & asset statements
All accounts — checking, savings, investments
Proof of employment or income
Recent pay stubs or business financials
Credit score 620+ (conventional)
FHA allows 580+ · Foreign nationals: no US credit needed
Down payment funds documented
3–20% depending on loan type
Maximize Your Return
The Selling
Process
I combine local market expertise, global marketing reach, and sharp negotiation to sell your home for the best possible price — on your timeline.
Pricing Strategy
I provide a detailed Comparative Market Analysis (CMA) to price your home competitively — maximizing your return without leaving money on the table.
Elliman Ellivate Staging
Through our exclusive Ellivate program, your home is professionally staged at no upfront cost. Any staging or improvement costs are deferred and paid at closing — with just 1% interest. Your home shows at its absolute best from day one.
Maximum Exposure
Your home is listed on MLS, Douglas Elliman's global network, Zillow, Realtor.com, and targeted social media campaigns reaching local and international buyers.
Showings & Open Houses
I manage all showings, host open houses, and provide detailed feedback after every visit so you're always informed.
Offer Review & Negotiation
I review every offer with you, explain the terms clearly, and negotiate to get you the highest price with the strongest conditions.
Contract to Close
I manage the entire closing process — coordinating with title, lenders, and attorneys — so you close on time, stress-free.
For Sellers · Douglas Elliman
Elliman Ellivate
Ellivate is Douglas Elliman's exclusive seller program that transforms your home before it hits the market — at zero upfront cost to you.
Professional staging, cosmetic improvements, and approved modifications are all covered. You pay nothing until your home sells — and any costs are simply settled at closing with just 1% interest.
Common Questions
Frequently Asked
Questions
What documents do I need to get pre-approved?
You'll typically need: a government-issued photo ID, your last 2 years of tax returns and W-2s (or 1099s if self-employed), 2 months of bank and asset statements, recent pay stubs, and your Social Security number for a credit check. Foreign nationals can qualify with a passport, visa, and proof of foreign income — no US credit history needed.
What credit score do I need to buy a home in Florida?
For a conventional loan, most lenders require a 620+ credit score. FHA loans allow scores as low as 580 with 3.5% down. Jumbo and luxury loans typically require 700+. Through Elliman Capital, we have programs for a wide range of credit profiles — including foreign nationals with no US credit history.
What is the Elliman Ellivate program?
Ellivate is Douglas Elliman's exclusive seller program that professionally stages your home at zero upfront cost. All staging and approved improvement expenses are deferred — you pay nothing until your home sells, and any costs are settled at closing with just 1% interest. It's designed to maximize your sale price without any out-of-pocket burden.
How long does it take to buy a home in South Florida?
On average, 30–60 days from accepted offer to closing. Pre-construction purchases can take 12–36 months from contract to delivery. I'll give you a realistic timeline based on your specific situation.
Can international buyers purchase property in Florida?
Absolutely. Florida has no restrictions on foreign ownership. I specialize in guiding international buyers through the process, including financing options through Elliman Capital that require no US credit history.
What is the best time to sell in South Florida?
South Florida's market is active year-round, but January through April (snowbird season) typically brings the highest buyer demand and strongest offers.
Ready to Get Started?
Let's Make Your
Next Move Together
Whether you're buying, selling, or just exploring your options — I'm here to help. Reach out today for a free, no-obligation consultation.
Matilde Leyva · Douglas Elliman · (561) 643-2611 · Bilingual EN/ES